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Working Capital

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Manage cash and trade flows more efficiently. Whether your goal for improving working capital is to self-fund growth, reduce debt, expand your business reach or enhance your balance sheet – the key to success is gaining more control over cash flows and learning effective treasury cash management.

HSBC Malaysia trade and receivables finance solutions help you unlock funds trapped in inventory or receivables to keep the supply chain – and your business – moving forward. Added to this is a full range of commercial banking services designed specifically to help you improve your working capital and manage incoming and outgoing cash more efficiently across your entire organisation.

Our Working Capital Solutions

HSBC TradePay

HSBC TradePay

A simplified, digital trade finance solution that empowers you to draw your trade loan and make just-in-time payments to suppliers.

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Credit and Lending

Access our long and short-term loans designed to meet your specific funding requirements. Use our lending and credit solutions to finance capital investments and business growth, and obtain working capital to improve cash flow.

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Exports

Gain more control over exports, improve cash management and control risks associated with international trade more effectively using HSBC Malaysia's export finance facilities. Our trade specialists have in-depth knowledge to help you assess market risks.

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Guarantees

Conduct business with confidence, even where you lack established relationships, through the use of guarantees and standby letters of credit.

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Imports

Upon approval, access the working capital you need and improve cash flow by bridging the gap between settlement with suppliers and payment from buyers. Our import finance solutions offer flexible options.

Other Working Capital Management Solutions

Open account

Use open account solutions to trade directly with organisations that have a good financial status and also recognise yours.

Receivables finance

Improve your cash management and enhance forecasting. If qualified, access up to 90 per cent of invoice values as soon as they are issued.

Forfaiting

Protect and finance your post shipment trade with forfaiting services that finance while managing risk.

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Insights

Explore our industry insights and banking capabilities in a simpler way

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Need help?

Get in touch to learn more about our banking solutions and how we can help you drive your business forward.