HSBC TradePay Malaysia3
Finance
HSBC TradePay
Unlock working capital and trade with confidence¹. Contact your HSBC representative
Contact usFaster, simpler digital trade finance with HSBC TradePay¹. A simplified, digital trade finance solution that empowers you to draw your loan and make just-in-time payments to suppliers quickly².
Unlock your working capital with our revolutionary digital trade finance solution that empowers you to draw your loan and make just-in-time payments to suppliers quickly2.
Easy
Simply upload a payment file
Just-in-time financing can be a useful tool for keeping borrowing costs under control. With just a few taps, you can choose the exact amount needed to pay your suppliers.
Fast
Quick loan drawdown and supplier payment
With no need to submit transactional documents⁴ to have your loan processed, you get speedy access to funds when you need it.
Convenient
Everything in one place
Finance and payment are fully integrated into HSBCnet, a single platform that gives you total visibility of your finances – anytime, anywhere.
Key benefits
More time for growth
A one-step digital process replaces the hassle of loan paperwork, giving you more time to focus on business strategy and expansion.Enhance supplier relationships
With the option to automatically notify suppliers about payments³.Keep borrowing costs under control
Instead of guessing how much you’ll need to pay suppliers, just-in-time financing lets you borrow the exact amount required when your payments are due.Do business with confidence
Payments are secure and backed by the digital expertise of a global bank.
Challenges HSBC TradePay¹ helps you solve
High seasonal demand
Cash flow management can become a major issue if your business faces seasonal working capital challenges due to the cyclical nature of purchasing inventory from several suppliers.
With HSBC TradePay1 : Upon prior approval, request immediate loan drawdown and supplier payments to cover your seasonal inventory. This means you can pay suppliers promptly without straining your working capital during peak buying periods, ensuring healthy supplier relationships and a steady inventory flow for each season.
Rapid scale-ups
If your business is scaling rapidly due to a big contract, you might require immediate working capital to pay your component suppliers earlier than usual.
With HSBC TradePay1 : Quickly access working capital finance to cover these costs. Its seamless, on-demand nature aligns cash outflows with your ramped-up production schedule, ensuring smooth operations to meet your new contract’s demands.
Lost time and efficiency
The administrative strain of manually arranging supplier payments and collating loan submission documentation can waste time and stifle employee productivity.
With HSBC TradePay1 : Streamline supplier payments with fast access to working capital so supplier payments don’t bottleneck your business.
Precision timing challenges
Managing supplier payments with advance pre-planning can strain your operations, hindering timely responses to market demands.
With HSBC TradePay¹ : Unlock immediate financing to get timely access to working capital without the traditional complexity. Supplier payments become a catalyst, not a constraint, to your success
Important information
- HSBC TradePay is subject to prior credit adjudication and approval.
- Payments are subject to processing time.
- Instant payments and notifications to suppliers will be made available in Q2 2025. Please contact your HSBC representative for more information.
- HSBC reserves the right to request documents.
Need help?
Get in touch to learn more about our banking solutions and how we can help you drive your business forward.