At HSBC, we believe in your vision just as much as you do. Through our lending solutions, we aim to give you access to the funding you need to help you take your business to an even greater level of success.

SME Financing

With the economic disruption from COVID-19, working capital is key for you to keep your business going. Our wide array of financing solutions can help you in rebuilding your business and stay optimal in this new market reality.

Government Financing Facilities

Business woman shaking hands with man after getting SME financing from HSBC SME loan
2 businessmen discussing SME financing and micro business loans

Simplified SME Financing

From running your business daily to going into a new venture, we can support your working capital needs. With a high financing limit and no tangible collateral*, you can gain quicker access to funding for your business needs.

*Guarantee from Syarikat Jaminan Pembiayaan Perniagaan (SJPP) is required.

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HSBC Smart FX

We have specially designed a new solution, HSBC Smart FX. With this solutions, you can have the same services, tools and solutions that have traditionally been reserved for large corporations to help you to grow your business.

Business woman looking into micro business loans from HSBC SME loan

Enabling new business opportunities even without a credit facility.

Whether you're expanding your growing business or setting up new opportunities in new markets, you get access to easy loans, including same-day turnaround1 for bank guarantee & letter of credit, without the need to tie up your capital.

1Subject to availability of Trade Account and submissions within relevant cut-off time as advised by HSBC Bank Malaysia Berhad

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HSBC World Business MasterCard®

Enjoy up to a 50-day interest free period and save on business expenses with the HSBC World Business Card. Other benefits include CashBack for business-related expenses, complimentary travel insurance and merchant discount benefits.

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Expand your business with financing solutions and loans

Optimise your working capital by using the right financial solutions to grow your business. With HSBC, you can access working capital and business loans with zero or minimum collateral.

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Release Your Cash Trapped In Sales Cycle

An innovative working capital solution, HSBC Receivables Financing (RF) solution gives you access to cash from your receivables as soon as you invoice your customers, so you don’t have to wait weeks or months for your payments to arrive. With this alternate financing source, HSBC RF solution helps you improve your business cash flow and supports your growth ambitions.

Download our Business Banking brochure to learn more

Find out more about HSBC Business Banking

Digital Business Solutions

From helping you improve business productivity to getting started with cashless payments, our innovative digital solutions can help you find new ways to grow.

Dedicated Business Support

HSBC is more than just delivering world-class services to growing businesses. It's also about building long-term relationships with a focus on providing advisory support on your journey to greater success.

Accelerate Business Growth

We believe in your vision just as much as you do. That’s why our Pioneer Programme and other initiatives beyond banking are here to expand your business’ success. These programmes give you access to next-level banking services and solutions, as well as the resources you need to realise the full potential of your business.

Client Stories

Bringing to you a world of expertise, we have over 150 years of experience in helping businesses in Malaysia to grow and thrive. Find out how we supported our customers in their growth journey

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Need help?

Get in touch to learn more about our banking solutions and how we can help you drive your business forward.